We endeavor to deeply listen and understand our client’s dreams, fears and goals which gives us the insight we need to provide a flexible and reliable financial plan, not only for today but with the capabilities to react to any critical financial event that may occur in the future.
Financial Planning
While everyone’s needs are different, we designed a consistent process that focuses on what’s important to you and what we can control to create a foundation and identify your goals. We coordinate that with key components like investments and taxes and determine their “probabilities of success” in reaching their financial goals. We then take all of the complicated issues facing our clients, simplify them and make them understandable.
We provide a proposal of our services and compensation in advance of starting our relationship. Typically, there is a one-time up front planning fee with ongoing compensation being quoted in advance as a package, hourly or provided by the portfolios that we oversee as a percentage of their value.
Wealth Management
By using a comprehensive approach to planning, we put your life at the center all of financial decisions and are able to design portfolios specifically suited to your financial plan. We provide peace of mind that your resources are working in conjunction with that plan, putting you in the best position to grow, protect, and live your wealth to its fullest potential. When clients choose to hire us to oversee their portfolios, there are no commissions or transaction costs on the investments. All fees are fully transparent and calculated as a percentage of the assets that we oversee.
Compensation
We are completely independent, therefore our loyalty belongs exclusively to our clients, not a parent company. As such we practice full and transparent disclosure of our compensation. Our firm works primarily on a fee-basis. This approach takes commissions out of the equation and helps ensure that you receive objective advice that fits your particular needs and situation.