Frequently Asked Questions

These are some of the questions we are often asked, if you have a question that found below or would like us to elaborate further on any of these topics, do not hesitate to reach out.

No, there is no fee for an introductory meeting, you will never be charged a fee without knowing of it in advance.

No, while many of our clients live in Arizona, we have the capability of working entirely digital and with those who live out of state and out of the country.

As a Registered Investment Advisor (RIA), Innovative Financial Solutions is an independent fiduciary who has a fundamental obligation to act in the best interests of their clients and to provide investment advice in their clients’ best interests.

Our clients provide us discretionary authority to manage their investments. This discretion allows us to invest in opportunities that best meet our clients objectives, time horizon, and risk tolerance. As a fiduciary, none of the investments we use for our clients involve any type of commission or surrender penalties.

Innovative Financial Solutions never takes custody of your accounts(s) and is restricted by specific laws and regulations. As such, we do not physically hold your money or your investments; Instead we use firms such as AssetMark Trust Company and TD Ameritrade as our clients’ custodians to hold money and execute trades. These custodians are entirely separate companies with no overlapping management or control, providing a clean system of checks and balances. Our clients never lose control of their accounts and always have real-time access to their account balances and holdings.

The firm has a formalized contingency plan in place to ensure our clients ability to access their investments, planning, and the advice they have been given will continue with minimal impact.